fsa-revises-major-bank-supervisory-guidelines-on-structured-depositsA · FULL TRANSLATION

# structured deposit# financial regulation# Japan FSA# derivatives# supervisory guidelines
Key Points
- Japan's Financial Services Agency published a partial amendment to the comprehensive supervisory guidelines for major banks on July 30, 2026.
- The revision focuses on supervisory points for structured deposits (deposits with embedded derivatives).
- The proposal is open for public comment.
Analysis
Japan's updated structured deposit guidelines highlight growing global emphasis on product transparency and risk disclosure. As Taiwanese investors show increasing interest in such products, local regulators should consider similar reforms to protect consumer rights and ensure market stability.