A SaaS EC First: EBISUMART Plugs Into Mizuho Factor's Payment NaviA · FULL TRANSLATION

The next battleground for e-commerce platforms isn't templates or features — it's how deep the payment rails go. InterFactory announced that its EBISUMART cloud commerce platforms now connect with Mizuho Factor's 'Kessai Navi' payment service, billed as a SaaS-EC first. For merchants, the meaning is in the back office: invoicing and payment reconciliation — the perennial pain of Japanese B2B operations — get absorbed by a bank-grade service. For Mizuho, it embeds the group's payment capabilities into a SaaS ecosystem, staking out the corporate money-flow gateway. Japan's B2B payments digitization has long trailed B2C, weighed down by paper-invoice culture, and pre-integrated platform-bank tie-ups are among the few moves that genuinely lower adoption barriers. A clean specimen of how a mature market catches up on digitization: banks and SaaS, teaming up.